Market Overview
Home Prices in Stilwell, OK
The median home value in Stilwell, OK is $172,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and up 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stilwell are priced58% below average.
Over the past five years, Stilwell home values have risen by approximately50.0%, reflecting strong long-term appreciation in this market.
Price History
Stilwell Home Price Trend
2020
$100,294
$100K
—
2021
$114,970
$115K
+14.6%
2022
$143,288
$143K
+24.6%
2023
$153,285
$153K
+7.0%
2024
$152,040
$152K
-0.8%
2025
$160,607
$161K
+5.6%
2026
$172,479
$172K
+7.4%
City Comparison
Stilwell vs. National Median
🏠 Stilwell
$172,479
National Median
$410,000
At $172,479, homes in Stilwell cost 58% below the national median of $410,000. This makes Stilwell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stilwell?
20% Down Payment
$34,496
on $172,479
Monthly P&I
$900/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,143/mo
incl. taxes & insurance
Income Needed
$45,720
gross annual (30% rule)
10% Down Option
$17,248
+ PMI applies
Loan Amount (20% dn)
$137,983
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stilwell, OK?
The median home value in Stilwell is $172,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Stilwell?
Over the past year, home values in Stilwell have increased by 7.4%. Over five years, prices have risen approximately 50.0%.
How much do I need to earn to buy a home in Stilwell?
To comfortably afford the median home price of $172,479 with a 20% down payment ($34,496) at today's rates (6.8%), you'd need a gross annual income of approximately $45,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Stilwell compare to the national average home price?
The national median home value is approximately $410,000. At $172,479, homes in Stilwell are 58% below the national average.