Market Overview
Home Prices in Stratford, OK
The median home value in Stratford, OK is $194,942 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stratford are priced52% below average. Stratford is part of the Ada, OK metro area.
Over the past five years, Stratford home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Stratford Home Price Trend
City Comparison
Stratford vs. National Median
At $194,942, homes in Stratford cost 52% below the national median of $410,000. This makes Stratford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stratford?
20% Down Payment
$38,988
on $194,942
Monthly P&I
$1,017/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,292/mo
incl. taxes & insurance
Income Needed
$51,680
gross annual (30% rule)
10% Down Option
$19,494
+ PMI applies
Loan Amount (20% dn)
$155,954
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stratford, OK?
The median home value in Stratford is $194,942 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Stratford?
Over the past year, home values in Stratford have increased by 6.2%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Stratford?
To comfortably afford the median home price of $194,942 with a 20% down payment ($38,988) at today's rates (6.8%), you'd need a gross annual income of approximately $51,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Stratford compare to the national average home price?
The national median home value is approximately $410,000. At $194,942, homes in Stratford are 52% below the national average.
What metro area is Stratford part of?
Stratford is part of the Ada, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.