Market Overview
Home Prices in Stroud, OK
The median home value in Stroud, OK is $130,151 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 5.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stroud are priced68% below average. Stroud is part of the Oklahoma City, OK metro area.
Over the past five years, Stroud home values have risen by approximately45.4%, reflecting strong long-term appreciation in this market.
Price History
Stroud Home Price Trend
City Comparison
Stroud vs. National Median
At $130,151, homes in Stroud cost 68% below the national median of $410,000. This makes Stroud a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stroud?
20% Down Payment
$26,030
on $130,151
Monthly P&I
$679/mo
30-yr @ 6.8%
Total Monthly Est.
~$862/mo
incl. taxes & insurance
Income Needed
$34,480
gross annual (30% rule)
10% Down Option
$13,015
+ PMI applies
Loan Amount (20% dn)
$104,121
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stroud, OK?
The median home value in Stroud is $130,151 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Stroud?
Over the past year, home values in Stroud have increased by 7%. Over five years, prices have risen approximately 45.4%.
How much do I need to earn to buy a home in Stroud?
To comfortably afford the median home price of $130,151 with a 20% down payment ($26,030) at today's rates (6.8%), you'd need a gross annual income of approximately $34,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Stroud compare to the national average home price?
The national median home value is approximately $410,000. At $130,151, homes in Stroud are 68% below the national average.
What metro area is Stroud part of?
Stroud is part of the Oklahoma City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.