Market Overview
Home Prices in Union City, OK
The median home value in Union City, OK is $250,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union City are priced39% below average. Union City is part of the Oklahoma City, OK metro area.
Over the past five years, Union City home values have risen by approximately21.7%, reflecting strong long-term appreciation in this market.
Price History
Union City Home Price Trend
City Comparison
Union City vs. National Median
At $250,300, homes in Union City cost 39% below the national median of $410,000. This makes Union City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Union City?
20% Down Payment
$50,060
on $250,300
Monthly P&I
$1,305/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,657/mo
incl. taxes & insurance
Income Needed
$66,280
gross annual (30% rule)
10% Down Option
$25,030
+ PMI applies
Loan Amount (20% dn)
$200,240
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union City, OK?
The median home value in Union City is $250,300 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Union City?
Over the past year, home values in Union City have increased by 4.4%. Over five years, prices have risen approximately 21.7%.
How much do I need to earn to buy a home in Union City?
To comfortably afford the median home price of $250,300 with a 20% down payment ($50,060) at today's rates (6.8%), you'd need a gross annual income of approximately $66,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Union City compare to the national average home price?
The national median home value is approximately $410,000. At $250,300, homes in Union City are 39% below the national average.
What metro area is Union City part of?
Union City is part of the Oklahoma City, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.