Market Overview
Home Prices in Wagoner, OK
The median home value in Wagoner, OK is $190,901 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.8% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wagoner are priced53% below average. Wagoner is part of the Tulsa, OK metro area.
Over the past five years, Wagoner home values have risen by approximately32.0%, reflecting strong long-term appreciation in this market.
Price History
Wagoner Home Price Trend
City Comparison
Wagoner vs. National Median
At $190,901, homes in Wagoner cost 53% below the national median of $410,000. This makes Wagoner a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Wagoner?
20% Down Payment
$38,180
on $190,901
Monthly P&I
$996/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,265/mo
incl. taxes & insurance
Income Needed
$50,600
gross annual (30% rule)
10% Down Option
$19,090
+ PMI applies
Loan Amount (20% dn)
$152,721
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wagoner, OK?
The median home value in Wagoner is $190,901 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.8% year-over-year.
How much have home prices changed in Wagoner?
Over the past year, home values in Wagoner have increased by 7.8%. Over five years, prices have risen approximately 32.0%.
How much do I need to earn to buy a home in Wagoner?
To comfortably afford the median home price of $190,901 with a 20% down payment ($38,180) at today's rates (6.8%), you'd need a gross annual income of approximately $50,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Wagoner compare to the national average home price?
The national median home value is approximately $410,000. At $190,901, homes in Wagoner are 53% below the national average.
What metro area is Wagoner part of?
Wagoner is part of the Tulsa, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.