📍 Yale, OK · Zillow ZHVI · July 2026

Average Home Price in
Yale, OK

Stillwater, OK metro area · Payne County County

Median Home Value
$112,305
↑ 6.8% year-over-year
vs. National Median
$410,000
Yale is 73% below
Est. Monthly Payment
$586/mo
20% down · 6.8% rate
Income Needed
$30K
gross annual (30% rule)
Median Home Value
$112,305
↑ 6.8% year-over-year

Down Payment (20%)$22,461
Monthly P&I$586/mo
With Taxes & Ins.~$744/mo
Income Needed$29,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Yale, OK

The median home value in Yale, OK is $112,305 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.8% compared to a year ago and up 1.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Yale are priced73% below average. Yale is part of the Stillwater, OK metro area.

Over the past five years, Yale home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.

City Comparison

Yale vs. National Median

🏠 Yale
$112,305
National Median
$410,000

At $112,305, homes in Yale cost 73% below the national median of $410,000. This makes Yale a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Yale?

20% Down Payment
$22,461
on $112,305
Monthly P&I
$586/mo
30-yr @ 6.8%
Total Monthly Est.
~$744/mo
incl. taxes & insurance
Income Needed
$29,760
gross annual (30% rule)
10% Down Option
$11,231
+ PMI applies
Loan Amount (20% dn)
$89,844
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Yale, OK?
The median home value in Yale is $112,305 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.8% year-over-year.
How much have home prices changed in Yale?
Over the past year, home values in Yale have increased by 6.8%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Yale?
To comfortably afford the median home price of $112,305 with a 20% down payment ($22,461) at today's rates (6.8%), you'd need a gross annual income of approximately $29,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Yale compare to the national average home price?
The national median home value is approximately $410,000. At $112,305, homes in Yale are 73% below the national average.
What metro area is Yale part of?
Yale is part of the Stillwater, OK metropolitan area. Home prices and market conditions can vary across the broader metro region.