Market Overview
Home Prices in Aiken, SC
The median home value in Aiken, SC is $283,665 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Aiken are priced31% below average. Aiken is part of the Augusta-Richmond County, GA-SC metro area.
Over the past five years, Aiken home values have risen by approximately25.2%, reflecting strong long-term appreciation in this market.
Price History
Aiken Home Price Trend
City Comparison
Aiken vs. National Median
At $283,665, homes in Aiken cost 31% below the national median of $410,000. This makes Aiken a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Aiken?
20% Down Payment
$56,733
on $283,665
Monthly P&I
$1,479/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,878/mo
incl. taxes & insurance
Income Needed
$75,120
gross annual (30% rule)
10% Down Option
$28,367
+ PMI applies
Loan Amount (20% dn)
$226,932
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Aiken, SC?
The median home value in Aiken is $283,665 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Aiken?
Over the past year, home values in Aiken have increased by 3.4%. Over five years, prices have risen approximately 25.2%.
How much do I need to earn to buy a home in Aiken?
To comfortably afford the median home price of $283,665 with a 20% down payment ($56,733) at today's rates (6.8%), you'd need a gross annual income of approximately $75,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Aiken compare to the national average home price?
The national median home value is approximately $410,000. At $283,665, homes in Aiken are 31% below the national average.
What metro area is Aiken part of?
Aiken is part of the Augusta-Richmond County, GA-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.