Market Overview
Home Prices in Summerville, SC
The median home value in Summerville, SC is $383,532 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Summerville are priced6% below average. Summerville is part of the Charleston-North Charleston, SC metro area.
Over the past five years, Summerville home values have risen by approximately24.7%, reflecting strong long-term appreciation in this market.
Price History
Summerville Home Price Trend
City Comparison
Summerville vs. National Median
At $383,532, homes in Summerville cost 6% below the national median of $410,000. This makes Summerville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Summerville?
20% Down Payment
$76,706
on $383,532
Monthly P&I
$2,000/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,540/mo
incl. taxes & insurance
Income Needed
$101,600
gross annual (30% rule)
10% Down Option
$38,353
+ PMI applies
Loan Amount (20% dn)
$306,826
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Summerville, SC?
The median home value in Summerville is $383,532 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Summerville?
Over the past year, home values in Summerville have decreased by 1.2%. Over five years, prices have risen approximately 24.7%.
How much do I need to earn to buy a home in Summerville?
To comfortably afford the median home price of $383,532 with a 20% down payment ($76,706) at today's rates (6.8%), you'd need a gross annual income of approximately $101,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Summerville compare to the national average home price?
The national median home value is approximately $410,000. At $383,532, homes in Summerville are 6% below the national average.
What metro area is Summerville part of?
Summerville is part of the Charleston-North Charleston, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.