Market Overview
Home Prices in Bluffton, SC
The median home value in Bluffton, SC is $502,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.6% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bluffton are priced22% above average. Bluffton is part of the Hilton Head Island-Bluffton, SC metro area.
Over the past five years, Bluffton home values have risen by approximately37.5%, reflecting strong long-term appreciation in this market.
Price History
Bluffton Home Price Trend
City Comparison
Bluffton vs. National Median
At $502,010, homes in Bluffton cost 22% above the national median of $410,000. Buyers in Bluffton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bluffton?
20% Down Payment
$100,402
on $502,010
Monthly P&I
$2,618/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,325/mo
incl. taxes & insurance
Income Needed
$133,000
gross annual (30% rule)
10% Down Option
$50,201
+ PMI applies
Loan Amount (20% dn)
$401,608
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bluffton, SC?
The median home value in Bluffton is $502,010 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.6% year-over-year.
How much have home prices changed in Bluffton?
Over the past year, home values in Bluffton have decreased by 1.6%. Over five years, prices have risen approximately 37.5%.
How much do I need to earn to buy a home in Bluffton?
To comfortably afford the median home price of $502,010 with a 20% down payment ($100,402) at today's rates (6.8%), you'd need a gross annual income of approximately $133,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Bluffton compare to the national average home price?
The national median home value is approximately $410,000. At $502,010, homes in Bluffton are 22% above the national average.
What metro area is Bluffton part of?
Bluffton is part of the Hilton Head Island-Bluffton, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.