Market Overview
Home Prices in Cayce, SC
The median home value in Cayce, SC is $215,187 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cayce are priced48% below average. Cayce is part of the Columbia, SC metro area.
Over the past five years, Cayce home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.
Price History
Cayce Home Price Trend
2020
$135,621
$136K
—
2021
$156,107
$156K
+15.1%
2022
$179,165
$179K
+14.8%
2023
$191,735
$192K
+7.0%
2024
$206,060
$206K
+7.5%
2025
$210,296
$210K
+2.1%
2026
$215,187
$215K
+2.3%
City Comparison
Cayce vs. National Median
🏠 Cayce
$215,187
National Median
$410,000
At $215,187, homes in Cayce cost 48% below the national median of $410,000. This makes Cayce a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cayce?
20% Down Payment
$43,037
on $215,187
Monthly P&I
$1,122/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,425/mo
incl. taxes & insurance
Income Needed
$57,000
gross annual (30% rule)
10% Down Option
$21,519
+ PMI applies
Loan Amount (20% dn)
$172,150
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cayce, SC?
The median home value in Cayce is $215,187 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Cayce?
Over the past year, home values in Cayce have increased by 2.3%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in Cayce?
To comfortably afford the median home price of $215,187 with a 20% down payment ($43,037) at today's rates (6.8%), you'd need a gross annual income of approximately $57,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Cayce compare to the national average home price?
The national median home value is approximately $410,000. At $215,187, homes in Cayce are 48% below the national average.
What metro area is Cayce part of?
Cayce is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.