Market Overview
Home Prices in Chester, SC
The median home value in Chester, SC is $135,929 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.8% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chester are priced67% below average. Chester is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Chester home values have risen by approximately17.1%, reflecting steady appreciation in this market.
Price History
Chester Home Price Trend
City Comparison
Chester vs. National Median
At $135,929, homes in Chester cost 67% below the national median of $410,000. This makes Chester a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chester?
20% Down Payment
$27,186
on $135,929
Monthly P&I
$709/mo
30-yr @ 6.8%
Total Monthly Est.
~$900/mo
incl. taxes & insurance
Income Needed
$36,000
gross annual (30% rule)
10% Down Option
$13,593
+ PMI applies
Loan Amount (20% dn)
$108,743
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chester, SC?
The median home value in Chester is $135,929 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.8% year-over-year.
How much have home prices changed in Chester?
Over the past year, home values in Chester have decreased by 13.8%. Over five years, prices have risen approximately 17.1%.
How much do I need to earn to buy a home in Chester?
To comfortably afford the median home price of $135,929 with a 20% down payment ($27,186) at today's rates (6.8%), you'd need a gross annual income of approximately $36,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Chester compare to the national average home price?
The national median home value is approximately $410,000. At $135,929, homes in Chester are 67% below the national average.
What metro area is Chester part of?
Chester is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.