Market Overview
Home Prices in Chesterfield, SC
The median home value in Chesterfield, SC is $183,038 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chesterfield are priced55% below average.
Over the past five years, Chesterfield home values have risen by approximately20.8%, reflecting strong long-term appreciation in this market.
Price History
Chesterfield Home Price Trend
2020
$132,059
$132K
—
2021
$151,544
$152K
+14.8%
2022
$181,052
$181K
+19.5%
2023
$187,314
$187K
+3.5%
2024
$181,825
$182K
-2.9%
2025
$177,370
$177K
-2.5%
2026
$183,038
$183K
+3.2%
City Comparison
Chesterfield vs. National Median
🏠 Chesterfield
$183,038
National Median
$410,000
At $183,038, homes in Chesterfield cost 55% below the national median of $410,000. This makes Chesterfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chesterfield?
20% Down Payment
$36,608
on $183,038
Monthly P&I
$955/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,213/mo
incl. taxes & insurance
Income Needed
$48,520
gross annual (30% rule)
10% Down Option
$18,304
+ PMI applies
Loan Amount (20% dn)
$146,430
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chesterfield, SC?
The median home value in Chesterfield is $183,038 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Chesterfield?
Over the past year, home values in Chesterfield have increased by 3.2%. Over five years, prices have risen approximately 20.8%.
How much do I need to earn to buy a home in Chesterfield?
To comfortably afford the median home price of $183,038 with a 20% down payment ($36,608) at today's rates (6.8%), you'd need a gross annual income of approximately $48,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Chesterfield compare to the national average home price?
The national median home value is approximately $410,000. At $183,038, homes in Chesterfield are 55% below the national average.