Market Overview
Home Prices in Clover, SC
The median home value in Clover, SC is $418,892 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clover are priced2% above average. Clover is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Clover home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
Clover Home Price Trend
City Comparison
Clover vs. National Median
At $418,892, homes in Clover cost 2% above the national median of $410,000. Buyers in Clover should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Clover?
20% Down Payment
$83,778
on $418,892
Monthly P&I
$2,185/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,775/mo
incl. taxes & insurance
Income Needed
$111,000
gross annual (30% rule)
10% Down Option
$41,889
+ PMI applies
Loan Amount (20% dn)
$335,114
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clover, SC?
The median home value in Clover is $418,892 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Clover?
Over the past year, home values in Clover have decreased by 0.5%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Clover?
To comfortably afford the median home price of $418,892 with a 20% down payment ($83,778) at today's rates (6.8%), you'd need a gross annual income of approximately $111,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Clover compare to the national average home price?
The national median home value is approximately $410,000. At $418,892, homes in Clover are 2% above the national average.
What metro area is Clover part of?
Clover is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.