Market Overview
Home Prices in Cottageville, SC
The median home value in Cottageville, SC is $235,078 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cottageville are priced43% below average.
Over the past five years, Cottageville home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.
Price History
Cottageville Home Price Trend
2020
$162,559
$163K
—
2021
$192,530
$193K
+18.4%
2022
$214,104
$214K
+11.2%
2023
$219,401
$219K
+2.5%
2024
$239,001
$239K
+8.9%
2025
$234,471
$234K
-1.9%
2026
$235,078
$235K
+0.3%
City Comparison
Cottageville vs. National Median
🏠 Cottageville
$235,078
National Median
$410,000
At $235,078, homes in Cottageville cost 43% below the national median of $410,000. This makes Cottageville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cottageville?
20% Down Payment
$47,016
on $235,078
Monthly P&I
$1,226/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,557/mo
incl. taxes & insurance
Income Needed
$62,280
gross annual (30% rule)
10% Down Option
$23,508
+ PMI applies
Loan Amount (20% dn)
$188,062
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cottageville, SC?
The median home value in Cottageville is $235,078 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Cottageville?
Over the past year, home values in Cottageville have increased by 0.3%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Cottageville?
To comfortably afford the median home price of $235,078 with a 20% down payment ($47,016) at today's rates (6.8%), you'd need a gross annual income of approximately $62,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Cottageville compare to the national average home price?
The national median home value is approximately $410,000. At $235,078, homes in Cottageville are 43% below the national average.