📍 Cross Hill, SC · Zillow ZHVI · July 2026

Average Home Price in
Cross Hill, SC

Greenville-Anderson, SC metro area · Laurens County County

Median Home Value
$217,899
↓ 2.5% year-over-year
vs. National Median
$410,000
Cross Hill is 47% below
Est. Monthly Payment
$1,136/mo
20% down · 6.8% rate
Income Needed
$58K
gross annual (30% rule)
Median Home Value
$217,899
↓ 2.5% year-over-year

Down Payment (20%)$43,580
Monthly P&I$1,136/mo
With Taxes & Ins.~$1,443/mo
Income Needed$57,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cross Hill, SC

The median home value in Cross Hill, SC is $217,899 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 10.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cross Hill are priced47% below average. Cross Hill is part of the Greenville-Anderson, SC metro area.

Over the past five years, Cross Hill home values have fallen by approximately12.7%, reflecting softening conditions in this market.

City Comparison

Cross Hill vs. National Median

🏠 Cross Hill
$217,899
National Median
$410,000

At $217,899, homes in Cross Hill cost 47% below the national median of $410,000. This makes Cross Hill a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cross Hill?

20% Down Payment
$43,580
on $217,899
Monthly P&I
$1,136/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,443/mo
incl. taxes & insurance
Income Needed
$57,720
gross annual (30% rule)
10% Down Option
$21,790
+ PMI applies
Loan Amount (20% dn)
$174,319
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cross Hill, SC?
The median home value in Cross Hill is $217,899 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Cross Hill?
Over the past year, home values in Cross Hill have decreased by 2.5%. Over five years, prices have fallen approximately 12.7%.
How much do I need to earn to buy a home in Cross Hill?
To comfortably afford the median home price of $217,899 with a 20% down payment ($43,580) at today's rates (6.8%), you'd need a gross annual income of approximately $57,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross Hill compare to the national average home price?
The national median home value is approximately $410,000. At $217,899, homes in Cross Hill are 47% below the national average.
What metro area is Cross Hill part of?
Cross Hill is part of the Greenville-Anderson, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.