Market Overview
Home Prices in Cross, SC
The median home value in Cross, SC is $217,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 10.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cross are priced47% below average. Cross is part of the Charleston-North Charleston, SC metro area.
Over the past five years, Cross home values have fallen by approximately2.0%, reflecting softening conditions in this market.
Price History
Cross Home Price Trend
City Comparison
Cross vs. National Median
At $217,432, homes in Cross cost 47% below the national median of $410,000. This makes Cross a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cross?
20% Down Payment
$43,486
on $217,432
Monthly P&I
$1,134/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,440/mo
incl. taxes & insurance
Income Needed
$57,600
gross annual (30% rule)
10% Down Option
$21,743
+ PMI applies
Loan Amount (20% dn)
$173,946
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cross, SC?
The median home value in Cross is $217,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Cross?
Over the past year, home values in Cross have increased by 0.6%. Over five years, prices have fallen approximately 2.0%.
How much do I need to earn to buy a home in Cross?
To comfortably afford the median home price of $217,432 with a 20% down payment ($43,486) at today's rates (6.8%), you'd need a gross annual income of approximately $57,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Cross compare to the national average home price?
The national median home value is approximately $410,000. At $217,432, homes in Cross are 47% below the national average.
What metro area is Cross part of?
Cross is part of the Charleston-North Charleston, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.