Market Overview
Home Prices in Folly Beach, SC
The median home value in Folly Beach, SC is $1,079,890 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Folly Beach are priced163% above average. Folly Beach is part of the Charleston-North Charleston, SC metro area.
Over the past five years, Folly Beach home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Folly Beach Home Price Trend
City Comparison
Folly Beach vs. National Median
At $1,079,890, homes in Folly Beach cost 163% above the national median of $410,000. Buyers in Folly Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Folly Beach?
20% Down Payment
$215,978
on $1,079,890
Monthly P&I
$5,632/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,153/mo
incl. taxes & insurance
Income Needed
$286,120
gross annual (30% rule)
10% Down Option
$107,989
+ PMI applies
Loan Amount (20% dn)
$863,912
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Folly Beach, SC?
The median home value in Folly Beach is $1,079,890 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Folly Beach?
Over the past year, home values in Folly Beach have decreased by 1.2%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Folly Beach?
To comfortably afford the median home price of $1,079,890 with a 20% down payment ($215,978) at today's rates (6.8%), you'd need a gross annual income of approximately $286,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Folly Beach compare to the national average home price?
The national median home value is approximately $410,000. At $1,079,890, homes in Folly Beach are 163% above the national average.
What metro area is Folly Beach part of?
Folly Beach is part of the Charleston-North Charleston, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.