Market Overview
Home Prices in Fort Mill, SC
The median home value in Fort Mill, SC is $530,830 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Mill are priced29% above average. Fort Mill is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Fort Mill home values have risen by approximately33.4%, reflecting strong long-term appreciation in this market.
Price History
Fort Mill Home Price Trend
City Comparison
Fort Mill vs. National Median
At $530,830, homes in Fort Mill cost 29% above the national median of $410,000. Buyers in Fort Mill should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fort Mill?
20% Down Payment
$106,166
on $530,830
Monthly P&I
$2,768/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,515/mo
incl. taxes & insurance
Income Needed
$140,600
gross annual (30% rule)
10% Down Option
$53,083
+ PMI applies
Loan Amount (20% dn)
$424,664
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Mill, SC?
The median home value in Fort Mill is $530,830 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Fort Mill?
Over the past year, home values in Fort Mill have decreased by 1.7%. Over five years, prices have risen approximately 33.4%.
How much do I need to earn to buy a home in Fort Mill?
To comfortably afford the median home price of $530,830 with a 20% down payment ($106,166) at today's rates (6.8%), you'd need a gross annual income of approximately $140,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Mill compare to the national average home price?
The national median home value is approximately $410,000. At $530,830, homes in Fort Mill are 29% above the national average.
What metro area is Fort Mill part of?
Fort Mill is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.