Market Overview
Home Prices in Hilton Head Island, SC
The median home value in Hilton Head Island, SC is $789,690 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hilton Head Island are priced93% above average. Hilton Head Island is part of the Hilton Head Island-Bluffton, SC metro area.
Over the past five years, Hilton Head Island home values have risen by approximately49.5%, reflecting strong long-term appreciation in this market.
Price History
Hilton Head Island Home Price Trend
City Comparison
Hilton Head Island vs. National Median
At $789,690, homes in Hilton Head Island cost 93% above the national median of $410,000. Buyers in Hilton Head Island should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hilton Head Island?
20% Down Payment
$157,938
on $789,690
Monthly P&I
$4,119/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,231/mo
incl. taxes & insurance
Income Needed
$209,240
gross annual (30% rule)
10% Down Option
$78,969
+ PMI applies
Loan Amount (20% dn)
$631,752
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hilton Head Island, SC?
The median home value in Hilton Head Island is $789,690 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Hilton Head Island?
Over the past year, home values in Hilton Head Island have increased by 2.9%. Over five years, prices have risen approximately 49.5%.
How much do I need to earn to buy a home in Hilton Head Island?
To comfortably afford the median home price of $789,690 with a 20% down payment ($157,938) at today's rates (6.8%), you'd need a gross annual income of approximately $209,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Hilton Head Island compare to the national average home price?
The national median home value is approximately $410,000. At $789,690, homes in Hilton Head Island are 93% above the national average.
What metro area is Hilton Head Island part of?
Hilton Head Island is part of the Hilton Head Island-Bluffton, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.