Market Overview
Home Prices in Irmo, SC
The median home value in Irmo, SC is $286,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Irmo are priced30% below average. Irmo is part of the Columbia, SC metro area.
Over the past five years, Irmo home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Irmo Home Price Trend
2020
$189,463
$189K
—
2021
$216,753
$217K
+14.4%
2022
$260,569
$261K
+20.2%
2023
$270,280
$270K
+3.7%
2024
$279,005
$279K
+3.2%
2025
$283,092
$283K
+1.5%
2026
$286,812
$287K
+1.3%
City Comparison
Irmo vs. National Median
🏠 Irmo
$286,812
National Median
$410,000
At $286,812, homes in Irmo cost 30% below the national median of $410,000. This makes Irmo a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Irmo?
20% Down Payment
$57,362
on $286,812
Monthly P&I
$1,496/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,900/mo
incl. taxes & insurance
Income Needed
$76,000
gross annual (30% rule)
10% Down Option
$28,681
+ PMI applies
Loan Amount (20% dn)
$229,450
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Irmo, SC?
The median home value in Irmo is $286,812 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Irmo?
Over the past year, home values in Irmo have increased by 1.3%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Irmo?
To comfortably afford the median home price of $286,812 with a 20% down payment ($57,362) at today's rates (6.8%), you'd need a gross annual income of approximately $76,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Irmo compare to the national average home price?
The national median home value is approximately $410,000. At $286,812, homes in Irmo are 30% below the national average.
What metro area is Irmo part of?
Irmo is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.