Market Overview
Home Prices in Isle of Palms, SC
The median home value in Isle of Palms, SC is $1,729,929 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Isle of Palms are priced322% above average. Isle of Palms is part of the Charleston-North Charleston, SC metro area.
Over the past five years, Isle of Palms home values have risen by approximately59.9%, reflecting strong long-term appreciation in this market.
Price History
Isle of Palms Home Price Trend
City Comparison
Isle of Palms vs. National Median
At $1,729,929, homes in Isle of Palms cost 322% above the national median of $410,000. Buyers in Isle of Palms should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Isle of Palms?
20% Down Payment
$345,986
on $1,729,929
Monthly P&I
$9,022/mo
30-yr @ 6.8%
Total Monthly Est.
~$11,458/mo
incl. taxes & insurance
Income Needed
$458,320
gross annual (30% rule)
10% Down Option
$172,993
+ PMI applies
Loan Amount (20% dn)
$1,383,943
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Isle of Palms, SC?
The median home value in Isle of Palms is $1,729,929 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Isle of Palms?
Over the past year, home values in Isle of Palms have increased by 3.8%. Over five years, prices have risen approximately 59.9%.
How much do I need to earn to buy a home in Isle of Palms?
To comfortably afford the median home price of $1,729,929 with a 20% down payment ($345,986) at today's rates (6.8%), you'd need a gross annual income of approximately $458,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Isle of Palms compare to the national average home price?
The national median home value is approximately $410,000. At $1,729,929, homes in Isle of Palms are 322% above the national average.
What metro area is Isle of Palms part of?
Isle of Palms is part of the Charleston-North Charleston, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.