Market Overview
Home Prices in Kershaw, SC
The median home value in Kershaw, SC is $200,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kershaw are priced51% below average. Kershaw is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Kershaw home values have risen by approximately2.7%, reflecting modest growth in this market.
Price History
Kershaw Home Price Trend
City Comparison
Kershaw vs. National Median
At $200,279, homes in Kershaw cost 51% below the national median of $410,000. This makes Kershaw a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kershaw?
20% Down Payment
$40,056
on $200,279
Monthly P&I
$1,045/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,327/mo
incl. taxes & insurance
Income Needed
$53,080
gross annual (30% rule)
10% Down Option
$20,028
+ PMI applies
Loan Amount (20% dn)
$160,223
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kershaw, SC?
The median home value in Kershaw is $200,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Kershaw?
Over the past year, home values in Kershaw have increased by 0%. Over five years, prices have risen approximately 2.7%.
How much do I need to earn to buy a home in Kershaw?
To comfortably afford the median home price of $200,279 with a 20% down payment ($40,056) at today's rates (6.8%), you'd need a gross annual income of approximately $53,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Kershaw compare to the national average home price?
The national median home value is approximately $410,000. At $200,279, homes in Kershaw are 51% below the national average.
What metro area is Kershaw part of?
Kershaw is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.