📍 Longcreek, SC · Zillow ZHVI · July 2026

Average Home Price in
Longcreek, SC

Seneca, SC metro area · Oconee County County

Median Home Value
$271,492
↑ 2.8% year-over-year
vs. National Median
$410,000
Longcreek is 34% below
Est. Monthly Payment
$1,416/mo
20% down · 6.8% rate
Income Needed
$72K
gross annual (30% rule)
Median Home Value
$271,492
↑ 2.8% year-over-year

Down Payment (20%)$54,298
Monthly P&I$1,416/mo
With Taxes & Ins.~$1,798/mo
Income Needed$71,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Longcreek, SC

The median home value in Longcreek, SC is $271,492 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Longcreek are priced34% below average. Longcreek is part of the Seneca, SC metro area.

Over the past five years, Longcreek home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.

City Comparison

Longcreek vs. National Median

🏠 Longcreek
$271,492
National Median
$410,000

At $271,492, homes in Longcreek cost 34% below the national median of $410,000. This makes Longcreek a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Longcreek?

20% Down Payment
$54,298
on $271,492
Monthly P&I
$1,416/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,798/mo
incl. taxes & insurance
Income Needed
$71,920
gross annual (30% rule)
10% Down Option
$27,149
+ PMI applies
Loan Amount (20% dn)
$217,194
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Longcreek, SC?
The median home value in Longcreek is $271,492 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Longcreek?
Over the past year, home values in Longcreek have increased by 2.8%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Longcreek?
To comfortably afford the median home price of $271,492 with a 20% down payment ($54,298) at today's rates (6.8%), you'd need a gross annual income of approximately $71,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Longcreek compare to the national average home price?
The national median home value is approximately $410,000. At $271,492, homes in Longcreek are 34% below the national average.
What metro area is Longcreek part of?
Longcreek is part of the Seneca, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.