Market Overview
Home Prices in Lugoff, SC
The median home value in Lugoff, SC is $269,880 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lugoff are priced34% below average. Lugoff is part of the Columbia, SC metro area.
Over the past five years, Lugoff home values have risen by approximately31.0%, reflecting strong long-term appreciation in this market.
Price History
Lugoff Home Price Trend
City Comparison
Lugoff vs. National Median
At $269,880, homes in Lugoff cost 34% below the national median of $410,000. This makes Lugoff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lugoff?
20% Down Payment
$53,976
on $269,880
Monthly P&I
$1,408/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,788/mo
incl. taxes & insurance
Income Needed
$71,520
gross annual (30% rule)
10% Down Option
$26,988
+ PMI applies
Loan Amount (20% dn)
$215,904
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lugoff, SC?
The median home value in Lugoff is $269,880 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Lugoff?
Over the past year, home values in Lugoff have increased by 2.8%. Over five years, prices have risen approximately 31.0%.
How much do I need to earn to buy a home in Lugoff?
To comfortably afford the median home price of $269,880 with a 20% down payment ($53,976) at today's rates (6.8%), you'd need a gross annual income of approximately $71,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Lugoff compare to the national average home price?
The national median home value is approximately $410,000. At $269,880, homes in Lugoff are 34% below the national average.
What metro area is Lugoff part of?
Lugoff is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.