Market Overview
Home Prices in Monetta, SC
The median home value in Monetta, SC is $126,886 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and down 10.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Monetta are priced69% below average. Monetta is part of the Augusta-Richmond County, GA-SC metro area.
Over the past five years, Monetta home values have fallen by approximately10.2%, reflecting softening conditions in this market.
Price History
Monetta Home Price Trend
City Comparison
Monetta vs. National Median
At $126,886, homes in Monetta cost 69% below the national median of $410,000. This makes Monetta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Monetta?
20% Down Payment
$25,377
on $126,886
Monthly P&I
$662/mo
30-yr @ 6.8%
Total Monthly Est.
~$841/mo
incl. taxes & insurance
Income Needed
$33,640
gross annual (30% rule)
10% Down Option
$12,689
+ PMI applies
Loan Amount (20% dn)
$101,509
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Monetta, SC?
The median home value in Monetta is $126,886 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Monetta?
Over the past year, home values in Monetta have increased by 3.1%. Over five years, prices have fallen approximately 10.2%.
How much do I need to earn to buy a home in Monetta?
To comfortably afford the median home price of $126,886 with a 20% down payment ($25,377) at today's rates (6.8%), you'd need a gross annual income of approximately $33,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Monetta compare to the national average home price?
The national median home value is approximately $410,000. At $126,886, homes in Monetta are 69% below the national average.
What metro area is Monetta part of?
Monetta is part of the Augusta-Richmond County, GA-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.