Market Overview
Home Prices in North Charleston, SC
The median home value in North Charleston, SC is $315,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and down 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in North Charleston are priced23% below average. North Charleston is part of the Charleston-North Charleston, SC metro area.
Over the past five years, North Charleston home values have risen by approximately33.4%, reflecting strong long-term appreciation in this market.
Price History
North Charleston Home Price Trend
City Comparison
North Charleston vs. National Median
At $315,206, homes in North Charleston cost 23% below the national median of $410,000. This makes North Charleston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in North Charleston?
20% Down Payment
$63,041
on $315,206
Monthly P&I
$1,644/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,088/mo
incl. taxes & insurance
Income Needed
$83,520
gross annual (30% rule)
10% Down Option
$31,521
+ PMI applies
Loan Amount (20% dn)
$252,165
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in North Charleston, SC?
The median home value in North Charleston is $315,206 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in North Charleston?
Over the past year, home values in North Charleston have decreased by 1.9%. Over five years, prices have risen approximately 33.4%.
How much do I need to earn to buy a home in North Charleston?
To comfortably afford the median home price of $315,206 with a 20% down payment ($63,041) at today's rates (6.8%), you'd need a gross annual income of approximately $83,520. This assumes keeping total housing costs at or below 30% of gross income.
How does North Charleston compare to the national average home price?
The national median home value is approximately $410,000. At $315,206, homes in North Charleston are 23% below the national average.
What metro area is North Charleston part of?
North Charleston is part of the Charleston-North Charleston, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.