Market Overview
Home Prices in Pacolet, SC
The median home value in Pacolet, SC is $169,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and down 6.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pacolet are priced59% below average. Pacolet is part of the Gaffney, SC metro area.
Over the past five years, Pacolet home values have risen by approximately20.6%, reflecting strong long-term appreciation in this market.
Price History
Pacolet Home Price Trend
City Comparison
Pacolet vs. National Median
At $169,611, homes in Pacolet cost 59% below the national median of $410,000. This makes Pacolet a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pacolet?
20% Down Payment
$33,922
on $169,611
Monthly P&I
$885/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,124/mo
incl. taxes & insurance
Income Needed
$44,960
gross annual (30% rule)
10% Down Option
$16,961
+ PMI applies
Loan Amount (20% dn)
$135,689
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pacolet, SC?
The median home value in Pacolet is $169,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Pacolet?
Over the past year, home values in Pacolet have increased by 2.2%. Over five years, prices have risen approximately 20.6%.
How much do I need to earn to buy a home in Pacolet?
To comfortably afford the median home price of $169,611 with a 20% down payment ($33,922) at today's rates (6.8%), you'd need a gross annual income of approximately $44,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Pacolet compare to the national average home price?
The national median home value is approximately $410,000. At $169,611, homes in Pacolet are 59% below the national average.
What metro area is Pacolet part of?
Pacolet is part of the Gaffney, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.