Market Overview
Home Prices in Richburg, SC
The median home value in Richburg, SC is $288,618 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.9% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Richburg are priced30% below average. Richburg is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Richburg home values have risen by approximately22.5%, reflecting strong long-term appreciation in this market.
Price History
Richburg Home Price Trend
City Comparison
Richburg vs. National Median
At $288,618, homes in Richburg cost 30% below the national median of $410,000. This makes Richburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Richburg?
20% Down Payment
$57,724
on $288,618
Monthly P&I
$1,505/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,911/mo
incl. taxes & insurance
Income Needed
$76,440
gross annual (30% rule)
10% Down Option
$28,862
+ PMI applies
Loan Amount (20% dn)
$230,894
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Richburg, SC?
The median home value in Richburg is $288,618 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.9% year-over-year.
How much have home prices changed in Richburg?
Over the past year, home values in Richburg have decreased by 2.9%. Over five years, prices have risen approximately 22.5%.
How much do I need to earn to buy a home in Richburg?
To comfortably afford the median home price of $288,618 with a 20% down payment ($57,724) at today's rates (6.8%), you'd need a gross annual income of approximately $76,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Richburg compare to the national average home price?
The national median home value is approximately $410,000. At $288,618, homes in Richburg are 30% below the national average.
What metro area is Richburg part of?
Richburg is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.