Market Overview
Home Prices in Ruffin, SC
The median home value in Ruffin, SC is $210,186 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ruffin are priced49% below average.
Over the past five years, Ruffin home values have risen by approximately20.6%, reflecting strong long-term appreciation in this market.
Price History
Ruffin Home Price Trend
2020
$138,445
$138K
—
2021
$174,327
$174K
+25.9%
2022
$186,253
$186K
+6.8%
2023
$184,191
$184K
-1.1%
2024
$209,138
$209K
+13.5%
2025
$207,280
$207K
-0.9%
2026
$210,186
$210K
+1.4%
City Comparison
Ruffin vs. National Median
🏠 Ruffin
$210,186
National Median
$410,000
At $210,186, homes in Ruffin cost 49% below the national median of $410,000. This makes Ruffin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ruffin?
20% Down Payment
$42,037
on $210,186
Monthly P&I
$1,096/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,392/mo
incl. taxes & insurance
Income Needed
$55,680
gross annual (30% rule)
10% Down Option
$21,019
+ PMI applies
Loan Amount (20% dn)
$168,149
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ruffin, SC?
The median home value in Ruffin is $210,186 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Ruffin?
Over the past year, home values in Ruffin have increased by 1.4%. Over five years, prices have risen approximately 20.6%.
How much do I need to earn to buy a home in Ruffin?
To comfortably afford the median home price of $210,186 with a 20% down payment ($42,037) at today's rates (6.8%), you'd need a gross annual income of approximately $55,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Ruffin compare to the national average home price?
The national median home value is approximately $410,000. At $210,186, homes in Ruffin are 49% below the national average.