Market Overview
Home Prices in Saint Helena Island, SC
The median home value in Saint Helena Island, SC is $492,200 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Helena Island are priced20% above average. Saint Helena Island is part of the Hilton Head Island-Bluffton, SC metro area.
Over the past five years, Saint Helena Island home values have risen by approximately53.7%, reflecting strong long-term appreciation in this market.
Price History
Saint Helena Island Home Price Trend
City Comparison
Saint Helena Island vs. National Median
At $492,200, homes in Saint Helena Island cost 20% above the national median of $410,000. Buyers in Saint Helena Island should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Helena Island?
20% Down Payment
$98,440
on $492,200
Monthly P&I
$2,567/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,260/mo
incl. taxes & insurance
Income Needed
$130,400
gross annual (30% rule)
10% Down Option
$49,220
+ PMI applies
Loan Amount (20% dn)
$393,760
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Helena Island, SC?
The median home value in Saint Helena Island is $492,200 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Saint Helena Island?
Over the past year, home values in Saint Helena Island have increased by 2.2%. Over five years, prices have risen approximately 53.7%.
How much do I need to earn to buy a home in Saint Helena Island?
To comfortably afford the median home price of $492,200 with a 20% down payment ($98,440) at today's rates (6.8%), you'd need a gross annual income of approximately $130,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Helena Island compare to the national average home price?
The national median home value is approximately $410,000. At $492,200, homes in Saint Helena Island are 20% above the national average.
What metro area is Saint Helena Island part of?
Saint Helena Island is part of the Hilton Head Island-Bluffton, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.