Market Overview
Home Prices in Saint Matthews, SC
The median home value in Saint Matthews, SC is $173,576 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and down 7.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Matthews are priced58% below average. Saint Matthews is part of the Columbia, SC metro area.
Over the past five years, Saint Matthews home values have risen by approximately16.4%, reflecting steady appreciation in this market.
Price History
Saint Matthews Home Price Trend
City Comparison
Saint Matthews vs. National Median
At $173,576, homes in Saint Matthews cost 58% below the national median of $410,000. This makes Saint Matthews a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Matthews?
20% Down Payment
$34,715
on $173,576
Monthly P&I
$905/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,149/mo
incl. taxes & insurance
Income Needed
$45,960
gross annual (30% rule)
10% Down Option
$17,358
+ PMI applies
Loan Amount (20% dn)
$138,861
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Matthews, SC?
The median home value in Saint Matthews is $173,576 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Saint Matthews?
Over the past year, home values in Saint Matthews have increased by 3.1%. Over five years, prices have risen approximately 16.4%.
How much do I need to earn to buy a home in Saint Matthews?
To comfortably afford the median home price of $173,576 with a 20% down payment ($34,715) at today's rates (6.8%), you'd need a gross annual income of approximately $45,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Matthews compare to the national average home price?
The national median home value is approximately $410,000. At $173,576, homes in Saint Matthews are 58% below the national average.
What metro area is Saint Matthews part of?
Saint Matthews is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.