Market Overview
Home Prices in Saluda, SC
The median home value in Saluda, SC is $161,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and down 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saluda are priced61% below average. Saluda is part of the Columbia, SC metro area.
Over the past five years, Saluda home values have risen by approximately19.4%, reflecting steady appreciation in this market.
Price History
Saluda Home Price Trend
2020
$115,450
$115K
—
2021
$134,864
$135K
+16.8%
2022
$155,447
$155K
+15.3%
2023
$154,779
$155K
-0.4%
2024
$171,012
$171K
+10.5%
2025
$162,502
$163K
-5.0%
2026
$161,004
$161K
-0.9%
City Comparison
Saluda vs. National Median
🏠 Saluda
$161,004
National Median
$410,000
At $161,004, homes in Saluda cost 61% below the national median of $410,000. This makes Saluda a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saluda?
20% Down Payment
$32,201
on $161,004
Monthly P&I
$840/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,067/mo
incl. taxes & insurance
Income Needed
$42,680
gross annual (30% rule)
10% Down Option
$16,100
+ PMI applies
Loan Amount (20% dn)
$128,803
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saluda, SC?
The median home value in Saluda is $161,004 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Saluda?
Over the past year, home values in Saluda have decreased by 0.9%. Over five years, prices have risen approximately 19.4%.
How much do I need to earn to buy a home in Saluda?
To comfortably afford the median home price of $161,004 with a 20% down payment ($32,201) at today's rates (6.8%), you'd need a gross annual income of approximately $42,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Saluda compare to the national average home price?
The national median home value is approximately $410,000. At $161,004, homes in Saluda are 61% below the national average.
What metro area is Saluda part of?
Saluda is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.