Market Overview
Home Prices in Smoaks, SC
The median home value in Smoaks, SC is $142,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.9% compared to a year ago and down 11.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Smoaks are priced65% below average.
Over the past five years, Smoaks home values have fallen by approximately5.7%, reflecting softening conditions in this market.
Price History
Smoaks Home Price Trend
2020
$118,711
$119K
—
2021
$150,656
$151K
+26.9%
2022
$158,064
$158K
+4.9%
2023
$145,067
$145K
-8.2%
2024
$171,880
$172K
+18.5%
2025
$152,605
$153K
-11.2%
2026
$142,080
$142K
-6.9%
City Comparison
Smoaks vs. National Median
🏠 Smoaks
$142,080
National Median
$410,000
At $142,080, homes in Smoaks cost 65% below the national median of $410,000. This makes Smoaks a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Smoaks?
20% Down Payment
$28,416
on $142,080
Monthly P&I
$741/mo
30-yr @ 6.8%
Total Monthly Est.
~$941/mo
incl. taxes & insurance
Income Needed
$37,640
gross annual (30% rule)
10% Down Option
$14,208
+ PMI applies
Loan Amount (20% dn)
$113,664
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Smoaks, SC?
The median home value in Smoaks is $142,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.9% year-over-year.
How much have home prices changed in Smoaks?
Over the past year, home values in Smoaks have decreased by 6.9%. Over five years, prices have fallen approximately 5.7%.
How much do I need to earn to buy a home in Smoaks?
To comfortably afford the median home price of $142,080 with a 20% down payment ($28,416) at today's rates (6.8%), you'd need a gross annual income of approximately $37,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Smoaks compare to the national average home price?
The national median home value is approximately $410,000. At $142,080, homes in Smoaks are 65% below the national average.