Market Overview
Home Prices in South Congaree, SC
The median home value in South Congaree, SC is $230,013 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in South Congaree are priced44% below average. South Congaree is part of the Columbia, SC metro area.
Over the past five years, South Congaree home values have risen by approximately34.2%, reflecting strong long-term appreciation in this market.
Price History
South Congaree Home Price Trend
City Comparison
South Congaree vs. National Median
At $230,013, homes in South Congaree cost 44% below the national median of $410,000. This makes South Congaree a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in South Congaree?
20% Down Payment
$46,003
on $230,013
Monthly P&I
$1,200/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,524/mo
incl. taxes & insurance
Income Needed
$60,960
gross annual (30% rule)
10% Down Option
$23,001
+ PMI applies
Loan Amount (20% dn)
$184,010
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in South Congaree, SC?
The median home value in South Congaree is $230,013 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in South Congaree?
Over the past year, home values in South Congaree have increased by 0.4%. Over five years, prices have risen approximately 34.2%.
How much do I need to earn to buy a home in South Congaree?
To comfortably afford the median home price of $230,013 with a 20% down payment ($46,003) at today's rates (6.8%), you'd need a gross annual income of approximately $60,960. This assumes keeping total housing costs at or below 30% of gross income.
How does South Congaree compare to the national average home price?
The national median home value is approximately $410,000. At $230,013, homes in South Congaree are 44% below the national average.
What metro area is South Congaree part of?
South Congaree is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.