Market Overview
Home Prices in Sumter, SC
The median home value in Sumter, SC is $216,975 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sumter are priced47% below average. Sumter is part of the Sumter, SC metro area.
Over the past five years, Sumter home values have risen by approximately20.2%, reflecting strong long-term appreciation in this market.
Price History
Sumter Home Price Trend
City Comparison
Sumter vs. National Median
At $216,975, homes in Sumter cost 47% below the national median of $410,000. This makes Sumter a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sumter?
20% Down Payment
$43,395
on $216,975
Monthly P&I
$1,132/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,438/mo
incl. taxes & insurance
Income Needed
$57,520
gross annual (30% rule)
10% Down Option
$21,698
+ PMI applies
Loan Amount (20% dn)
$173,580
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sumter, SC?
The median home value in Sumter is $216,975 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Sumter?
Over the past year, home values in Sumter have increased by 0.9%. Over five years, prices have risen approximately 20.2%.
How much do I need to earn to buy a home in Sumter?
To comfortably afford the median home price of $216,975 with a 20% down payment ($43,395) at today's rates (6.8%), you'd need a gross annual income of approximately $57,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Sumter compare to the national average home price?
The national median home value is approximately $410,000. At $216,975, homes in Sumter are 47% below the national average.
What metro area is Sumter part of?
Sumter is part of the Sumter, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.