Market Overview
Home Prices in Surfside Beach, SC
The median home value in Surfside Beach, SC is $360,900 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.8% compared to a year ago and down 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Surfside Beach are priced12% below average. Surfside Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro area.
Over the past five years, Surfside Beach home values have risen by approximately33.6%, reflecting strong long-term appreciation in this market.
Price History
Surfside Beach Home Price Trend
City Comparison
Surfside Beach vs. National Median
At $360,900, homes in Surfside Beach cost 12% below the national median of $410,000. This makes Surfside Beach a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Surfside Beach?
20% Down Payment
$72,180
on $360,900
Monthly P&I
$1,882/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,390/mo
incl. taxes & insurance
Income Needed
$95,600
gross annual (30% rule)
10% Down Option
$36,090
+ PMI applies
Loan Amount (20% dn)
$288,720
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Surfside Beach, SC?
The median home value in Surfside Beach is $360,900 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.8% year-over-year.
How much have home prices changed in Surfside Beach?
Over the past year, home values in Surfside Beach have increased by 0.8%. Over five years, prices have risen approximately 33.6%.
How much do I need to earn to buy a home in Surfside Beach?
To comfortably afford the median home price of $360,900 with a 20% down payment ($72,180) at today's rates (6.8%), you'd need a gross annual income of approximately $95,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Surfside Beach compare to the national average home price?
The national median home value is approximately $410,000. At $360,900, homes in Surfside Beach are 12% below the national average.
What metro area is Surfside Beach part of?
Surfside Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area. Home prices and market conditions can vary across the broader metro region.