Market Overview
Home Prices in Swansea, SC
The median home value in Swansea, SC is $177,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and down 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Swansea are priced57% below average. Swansea is part of the Columbia, SC metro area.
Over the past five years, Swansea home values have risen by approximately12.6%, reflecting steady appreciation in this market.
Price History
Swansea Home Price Trend
City Comparison
Swansea vs. National Median
At $177,650, homes in Swansea cost 57% below the national median of $410,000. This makes Swansea a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Swansea?
20% Down Payment
$35,530
on $177,650
Monthly P&I
$927/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,177/mo
incl. taxes & insurance
Income Needed
$47,080
gross annual (30% rule)
10% Down Option
$17,765
+ PMI applies
Loan Amount (20% dn)
$142,120
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Swansea, SC?
The median home value in Swansea is $177,650 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Swansea?
Over the past year, home values in Swansea have increased by 1.9%. Over five years, prices have risen approximately 12.6%.
How much do I need to earn to buy a home in Swansea?
To comfortably afford the median home price of $177,650 with a 20% down payment ($35,530) at today's rates (6.8%), you'd need a gross annual income of approximately $47,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Swansea compare to the national average home price?
The national median home value is approximately $410,000. At $177,650, homes in Swansea are 57% below the national average.
What metro area is Swansea part of?
Swansea is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.