Market Overview
Home Prices in Tega Cay, SC
The median home value in Tega Cay, SC is $608,245 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tega Cay are priced48% above average. Tega Cay is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Tega Cay home values have risen by approximately38.2%, reflecting strong long-term appreciation in this market.
Price History
Tega Cay Home Price Trend
City Comparison
Tega Cay vs. National Median
At $608,245, homes in Tega Cay cost 48% above the national median of $410,000. Buyers in Tega Cay should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Tega Cay?
20% Down Payment
$121,649
on $608,245
Monthly P&I
$3,172/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,028/mo
incl. taxes & insurance
Income Needed
$161,120
gross annual (30% rule)
10% Down Option
$60,825
+ PMI applies
Loan Amount (20% dn)
$486,596
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tega Cay, SC?
The median home value in Tega Cay is $608,245 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Tega Cay?
Over the past year, home values in Tega Cay have increased by 0.2%. Over five years, prices have risen approximately 38.2%.
How much do I need to earn to buy a home in Tega Cay?
To comfortably afford the median home price of $608,245 with a 20% down payment ($121,649) at today's rates (6.8%), you'd need a gross annual income of approximately $161,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Tega Cay compare to the national average home price?
The national median home value is approximately $410,000. At $608,245, homes in Tega Cay are 48% above the national average.
What metro area is Tega Cay part of?
Tega Cay is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.