Market Overview
Home Prices in Winnsboro, SC
The median home value in Winnsboro, SC is $160,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winnsboro are priced61% below average. Winnsboro is part of the Columbia, SC metro area.
Over the past five years, Winnsboro home values have fallen by approximately18.2%, reflecting softening conditions in this market.
Price History
Winnsboro Home Price Trend
City Comparison
Winnsboro vs. National Median
At $160,584, homes in Winnsboro cost 61% below the national median of $410,000. This makes Winnsboro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winnsboro?
20% Down Payment
$32,117
on $160,584
Monthly P&I
$838/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,064/mo
incl. taxes & insurance
Income Needed
$42,560
gross annual (30% rule)
10% Down Option
$16,058
+ PMI applies
Loan Amount (20% dn)
$128,467
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winnsboro, SC?
The median home value in Winnsboro is $160,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Winnsboro?
Over the past year, home values in Winnsboro have increased by 0.3%. Over five years, prices have fallen approximately 18.2%.
How much do I need to earn to buy a home in Winnsboro?
To comfortably afford the median home price of $160,584 with a 20% down payment ($32,117) at today's rates (6.8%), you'd need a gross annual income of approximately $42,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Winnsboro compare to the national average home price?
The national median home value is approximately $410,000. At $160,584, homes in Winnsboro are 61% below the national average.
What metro area is Winnsboro part of?
Winnsboro is part of the Columbia, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.