Market Overview
Home Prices in Woodruff, SC
The median home value in Woodruff, SC is $287,376 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Woodruff are priced30% below average. Woodruff is part of the Spartanburg, SC metro area.
Over the past five years, Woodruff home values have risen by approximately32.4%, reflecting strong long-term appreciation in this market.
Price History
Woodruff Home Price Trend
City Comparison
Woodruff vs. National Median
At $287,376, homes in Woodruff cost 30% below the national median of $410,000. This makes Woodruff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Woodruff?
20% Down Payment
$57,475
on $287,376
Monthly P&I
$1,499/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,904/mo
incl. taxes & insurance
Income Needed
$76,160
gross annual (30% rule)
10% Down Option
$28,738
+ PMI applies
Loan Amount (20% dn)
$229,901
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Woodruff, SC?
The median home value in Woodruff is $287,376 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Woodruff?
Over the past year, home values in Woodruff have increased by 1.1%. Over five years, prices have risen approximately 32.4%.
How much do I need to earn to buy a home in Woodruff?
To comfortably afford the median home price of $287,376 with a 20% down payment ($57,475) at today's rates (6.8%), you'd need a gross annual income of approximately $76,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Woodruff compare to the national average home price?
The national median home value is approximately $410,000. At $287,376, homes in Woodruff are 30% below the national average.
What metro area is Woodruff part of?
Woodruff is part of the Spartanburg, SC metropolitan area. Home prices and market conditions can vary across the broader metro region.