📍 Sioux Falls, SD · Zillow ZHVI · July 2026

Average Home Price in
Sioux Falls, SD

Sioux Falls, SD metro area · Minnehaha County County

Median Home Value
$336,151
↑ 1.4% year-over-year
vs. National Median
$410,000
Sioux Falls is 18% below
Est. Monthly Payment
$1,753/mo
20% down · 6.8% rate
Income Needed
$89K
gross annual (30% rule)
Median Home Value
$336,151
↑ 1.4% year-over-year

Down Payment (20%)$67,230
Monthly P&I$1,753/mo
With Taxes & Ins.~$2,226/mo
Income Needed$89,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sioux Falls, SD

The median home value in Sioux Falls, SD is $336,151 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 1.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sioux Falls are priced18% below average. Sioux Falls is part of the Sioux Falls, SD metro area.

Over the past five years, Sioux Falls home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.

City Comparison

Sioux Falls vs. National Median

🏠 Sioux Falls
$336,151
National Median
$410,000

At $336,151, homes in Sioux Falls cost 18% below the national median of $410,000. This makes Sioux Falls a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sioux Falls?

20% Down Payment
$67,230
on $336,151
Monthly P&I
$1,753/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,226/mo
incl. taxes & insurance
Income Needed
$89,040
gross annual (30% rule)
10% Down Option
$33,615
+ PMI applies
Loan Amount (20% dn)
$268,921
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sioux Falls, SD?
The median home value in Sioux Falls is $336,151 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Sioux Falls?
Over the past year, home values in Sioux Falls have increased by 1.4%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Sioux Falls?
To comfortably afford the median home price of $336,151 with a 20% down payment ($67,230) at today's rates (6.8%), you'd need a gross annual income of approximately $89,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Sioux Falls compare to the national average home price?
The national median home value is approximately $410,000. At $336,151, homes in Sioux Falls are 18% below the national average.
What metro area is Sioux Falls part of?
Sioux Falls is part of the Sioux Falls, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.