Market Overview
Home Prices in Yankton, SD
The median home value in Yankton, SD is $280,780 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yankton are priced32% below average. Yankton is part of the Yankton, SD metro area.
Over the past five years, Yankton home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
Yankton Home Price Trend
City Comparison
Yankton vs. National Median
At $280,780, homes in Yankton cost 32% below the national median of $410,000. This makes Yankton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Yankton?
20% Down Payment
$56,156
on $280,780
Monthly P&I
$1,464/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,859/mo
incl. taxes & insurance
Income Needed
$74,360
gross annual (30% rule)
10% Down Option
$28,078
+ PMI applies
Loan Amount (20% dn)
$224,624
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yankton, SD?
The median home value in Yankton is $280,780 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Yankton?
Over the past year, home values in Yankton have increased by 0.7%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Yankton?
To comfortably afford the median home price of $280,780 with a 20% down payment ($56,156) at today's rates (6.8%), you'd need a gross annual income of approximately $74,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Yankton compare to the national average home price?
The national median home value is approximately $410,000. At $280,780, homes in Yankton are 32% below the national average.
What metro area is Yankton part of?
Yankton is part of the Yankton, SD metropolitan area. Home prices and market conditions can vary across the broader metro region.