Market Overview
Home Prices in Alba, TX
The median home value in Alba, TX is $334,829 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Alba are priced18% below average.
Price History
Alba Home Price Trend
2022
$331,223
$331K
—
2023
$332,310
$332K
+0.3%
2024
$343,045
$343K
+3.2%
2025
$327,381
$327K
-4.6%
2026
$334,829
$335K
+2.3%
City Comparison
Alba vs. National Median
🏠 Alba
$334,829
National Median
$410,000
At $334,829, homes in Alba cost 18% below the national median of $410,000. This makes Alba a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Alba?
20% Down Payment
$66,966
on $334,829
Monthly P&I
$1,746/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,217/mo
incl. taxes & insurance
Income Needed
$88,680
gross annual (30% rule)
10% Down Option
$33,483
+ PMI applies
Loan Amount (20% dn)
$267,863
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Alba, TX?
The median home value in Alba is $334,829 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Alba?
Over the past year, home values in Alba have increased by 2.3%.
How much do I need to earn to buy a home in Alba?
To comfortably afford the median home price of $334,829 with a 20% down payment ($66,966) at today's rates (6.8%), you'd need a gross annual income of approximately $88,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Alba compare to the national average home price?
The national median home value is approximately $410,000. At $334,829, homes in Alba are 18% below the national average.