Market Overview
Home Prices in Amherst, TX
The median home value in Amherst, TX is $94,696 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and down 7.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Amherst are priced77% below average.
Over the past five years, Amherst home values have fallen by approximately13.4%, reflecting softening conditions in this market.
Price History
Amherst Home Price Trend
2021
$109,361
$109K
—
2022
$109,454
$109K
+0.1%
2023
$88,063
$88K
-19.5%
2024
$96,076
$96K
+9.1%
2025
$88,513
$89K
-7.9%
2026
$94,696
$95K
+7.0%
City Comparison
Amherst vs. National Median
🏠 Amherst
$94,696
National Median
$410,000
At $94,696, homes in Amherst cost 77% below the national median of $410,000. This makes Amherst a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Amherst?
20% Down Payment
$18,939
on $94,696
Monthly P&I
$494/mo
30-yr @ 6.8%
Total Monthly Est.
~$627/mo
incl. taxes & insurance
Income Needed
$25,080
gross annual (30% rule)
10% Down Option
$9,470
+ PMI applies
Loan Amount (20% dn)
$75,757
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Amherst, TX?
The median home value in Amherst is $94,696 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Amherst?
Over the past year, home values in Amherst have increased by 7%. Over five years, prices have fallen approximately 13.4%.
How much do I need to earn to buy a home in Amherst?
To comfortably afford the median home price of $94,696 with a 20% down payment ($18,939) at today's rates (6.8%), you'd need a gross annual income of approximately $25,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Amherst compare to the national average home price?
The national median home value is approximately $410,000. At $94,696, homes in Amherst are 77% below the national average.