Market Overview
Home Prices in Arcola, TX
The median home value in Arcola, TX is $309,755 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arcola are priced24% below average. Arcola is part of the Houston-The Woodlands-Sugar Land, TX metro area.
Over the past five years, Arcola home values have risen by approximately10.2%, reflecting steady appreciation in this market.
Price History
Arcola Home Price Trend
City Comparison
Arcola vs. National Median
At $309,755, homes in Arcola cost 24% below the national median of $410,000. This makes Arcola a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Arcola?
20% Down Payment
$61,951
on $309,755
Monthly P&I
$1,615/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,051/mo
incl. taxes & insurance
Income Needed
$82,040
gross annual (30% rule)
10% Down Option
$30,976
+ PMI applies
Loan Amount (20% dn)
$247,804
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arcola, TX?
The median home value in Arcola is $309,755 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Arcola?
Over the past year, home values in Arcola have decreased by 0.9%. Over five years, prices have risen approximately 10.2%.
How much do I need to earn to buy a home in Arcola?
To comfortably afford the median home price of $309,755 with a 20% down payment ($61,951) at today's rates (6.8%), you'd need a gross annual income of approximately $82,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Arcola compare to the national average home price?
The national median home value is approximately $410,000. At $309,755, homes in Arcola are 24% below the national average.
What metro area is Arcola part of?
Arcola is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.