📍 Arp, TX · Zillow ZHVI · July 2026

Average Home Price in
Arp, TX

Tyler, TX metro area · Smith County County

Median Home Value
$170,191
↓ 2.3% year-over-year
vs. National Median
$410,000
Arp is 58% below
Est. Monthly Payment
$888/mo
20% down · 6.8% rate
Income Needed
$45K
gross annual (30% rule)
Median Home Value
$170,191
↓ 2.3% year-over-year

Down Payment (20%)$34,038
Monthly P&I$888/mo
With Taxes & Ins.~$1,128/mo
Income Needed$45,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Arp, TX

The median home value in Arp, TX is $170,191 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and down 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Arp are priced58% below average. Arp is part of the Tyler, TX metro area.

Over the past five years, Arp home values have risen by approximately7.6%, reflecting steady appreciation in this market.

City Comparison

Arp vs. National Median

🏠 Arp
$170,191
National Median
$410,000

At $170,191, homes in Arp cost 58% below the national median of $410,000. This makes Arp a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Arp?

20% Down Payment
$34,038
on $170,191
Monthly P&I
$888/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,128/mo
incl. taxes & insurance
Income Needed
$45,120
gross annual (30% rule)
10% Down Option
$17,019
+ PMI applies
Loan Amount (20% dn)
$136,153
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Arp, TX?
The median home value in Arp is $170,191 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Arp?
Over the past year, home values in Arp have decreased by 2.3%. Over five years, prices have risen approximately 7.6%.
How much do I need to earn to buy a home in Arp?
To comfortably afford the median home price of $170,191 with a 20% down payment ($34,038) at today's rates (6.8%), you'd need a gross annual income of approximately $45,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Arp compare to the national average home price?
The national median home value is approximately $410,000. At $170,191, homes in Arp are 58% below the national average.
What metro area is Arp part of?
Arp is part of the Tyler, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.