Market Overview
Home Prices in Athens, TX
The median home value in Athens, TX is $260,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.5% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Athens are priced37% below average. Athens is part of the Athens, TX metro area.
Over the past five years, Athens home values have risen by approximately18.3%, reflecting steady appreciation in this market.
Price History
Athens Home Price Trend
2020
$185,489
$185K
—
2021
$219,892
$220K
+18.5%
2022
$253,220
$253K
+15.2%
2023
$255,611
$256K
+0.9%
2024
$260,367
$260K
+1.9%
2025
$264,081
$264K
+1.4%
2026
$260,037
$260K
-1.5%
City Comparison
Athens vs. National Median
🏠 Athens
$260,037
National Median
$410,000
At $260,037, homes in Athens cost 37% below the national median of $410,000. This makes Athens a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Athens?
20% Down Payment
$52,007
on $260,037
Monthly P&I
$1,356/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,722/mo
incl. taxes & insurance
Income Needed
$68,880
gross annual (30% rule)
10% Down Option
$26,004
+ PMI applies
Loan Amount (20% dn)
$208,030
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Athens, TX?
The median home value in Athens is $260,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.5% year-over-year.
How much have home prices changed in Athens?
Over the past year, home values in Athens have decreased by 1.5%. Over five years, prices have risen approximately 18.3%.
How much do I need to earn to buy a home in Athens?
To comfortably afford the median home price of $260,037 with a 20% down payment ($52,007) at today's rates (6.8%), you'd need a gross annual income of approximately $68,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Athens compare to the national average home price?
The national median home value is approximately $410,000. At $260,037, homes in Athens are 37% below the national average.
What metro area is Athens part of?
Athens is part of the Athens, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.