Market Overview
Home Prices in Bastrop, TX
The median home value in Bastrop, TX is $354,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.4% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bastrop are priced14% below average. Bastrop is part of the Austin-Round Rock-Georgetown, TX metro area.
Over the past five years, Bastrop home values have risen by approximately8.9%, reflecting steady appreciation in this market.
Price History
Bastrop Home Price Trend
City Comparison
Bastrop vs. National Median
At $354,170, homes in Bastrop cost 14% below the national median of $410,000. This makes Bastrop a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bastrop?
20% Down Payment
$70,834
on $354,170
Monthly P&I
$1,847/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,346/mo
incl. taxes & insurance
Income Needed
$93,840
gross annual (30% rule)
10% Down Option
$35,417
+ PMI applies
Loan Amount (20% dn)
$283,336
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bastrop, TX?
The median home value in Bastrop is $354,170 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.4% year-over-year.
How much have home prices changed in Bastrop?
Over the past year, home values in Bastrop have decreased by 4.4%. Over five years, prices have risen approximately 8.9%.
How much do I need to earn to buy a home in Bastrop?
To comfortably afford the median home price of $354,170 with a 20% down payment ($70,834) at today's rates (6.8%), you'd need a gross annual income of approximately $93,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Bastrop compare to the national average home price?
The national median home value is approximately $410,000. At $354,170, homes in Bastrop are 14% below the national average.
What metro area is Bastrop part of?
Bastrop is part of the Austin-Round Rock-Georgetown, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.