Market Overview
Home Prices in Bellmead, TX
The median home value in Bellmead, TX is $157,475 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bellmead are priced62% below average. Bellmead is part of the Waco, TX metro area.
Over the past five years, Bellmead home values have risen by approximately10.0%, reflecting steady appreciation in this market.
Price History
Bellmead Home Price Trend
City Comparison
Bellmead vs. National Median
At $157,475, homes in Bellmead cost 62% below the national median of $410,000. This makes Bellmead a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bellmead?
20% Down Payment
$31,495
on $157,475
Monthly P&I
$821/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,043/mo
incl. taxes & insurance
Income Needed
$41,720
gross annual (30% rule)
10% Down Option
$15,748
+ PMI applies
Loan Amount (20% dn)
$125,980
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bellmead, TX?
The median home value in Bellmead is $157,475 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Bellmead?
Over the past year, home values in Bellmead have decreased by 0.7%. Over five years, prices have risen approximately 10.0%.
How much do I need to earn to buy a home in Bellmead?
To comfortably afford the median home price of $157,475 with a 20% down payment ($31,495) at today's rates (6.8%), you'd need a gross annual income of approximately $41,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Bellmead compare to the national average home price?
The national median home value is approximately $410,000. At $157,475, homes in Bellmead are 62% below the national average.
What metro area is Bellmead part of?
Bellmead is part of the Waco, TX metropolitan area. Home prices and market conditions can vary across the broader metro region.