Market Overview
Home Prices in Big Lake, TX
The median home value in Big Lake, TX is $169,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.7% compared to a year ago and down 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Big Lake are priced59% below average.
Price History
Big Lake Home Price Trend
2022
$193,607
$194K
—
2023
$172,023
$172K
-11.1%
2024
$186,875
$187K
+8.6%
2025
$181,413
$181K
-2.9%
2026
$169,243
$169K
-6.7%
City Comparison
Big Lake vs. National Median
🏠 Big Lake
$169,243
National Median
$410,000
At $169,243, homes in Big Lake cost 59% below the national median of $410,000. This makes Big Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Big Lake?
20% Down Payment
$33,849
on $169,243
Monthly P&I
$883/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,121/mo
incl. taxes & insurance
Income Needed
$44,840
gross annual (30% rule)
10% Down Option
$16,924
+ PMI applies
Loan Amount (20% dn)
$135,394
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Big Lake, TX?
The median home value in Big Lake is $169,243 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.7% year-over-year.
How much have home prices changed in Big Lake?
Over the past year, home values in Big Lake have decreased by 6.7%.
How much do I need to earn to buy a home in Big Lake?
To comfortably afford the median home price of $169,243 with a 20% down payment ($33,849) at today's rates (6.8%), you'd need a gross annual income of approximately $44,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Big Lake compare to the national average home price?
The national median home value is approximately $410,000. At $169,243, homes in Big Lake are 59% below the national average.